Matt Coburn

TheMatthewEffect — AI Leader & Engineer

AI leader and engineer building revenue-generating AI in regulated, data-heavy enterprises.

I build enterprise AI products that ship in regulated industries and drive measurable revenue — as a founder, as a VP of Data Science, and as a hands-on engineer. My work spans automotive, financial services, real estate, compliance, and document intelligence, with production deployments in regulated enterprises and Fortune 100 environments.

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Résumés

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Projects

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Domain

My depth runs through compliance, document intelligence, and real estate — I started out originating mortgages, built AI for mortgage-backed-securities clients, and have spent the last decade shipping document-extraction and screening systems for regulated enterprises.

Find me as TheMatthewEffect — links to email, GitHub, LinkedIn, X, and MattGPT are in the header.

Selected results

  • Founded Tangible Intelligence and grew it to ~$2M in enterprise revenue, serving Fortune 100 clients including MasterCard, Fannie Mae, and Freddie Mac on a SOC 2-certified platform.
  • Led ~15 data scientists at WorkFusion building KYC/AML compliance AI, improving detection outcomes by ~35%.
  • Built marketing science systems at Expedia Group (Hotels.com) that improved ROI by ~240% on targeted segments of $200M+ in annual ad spend.

Common questions

What AI leadership experience does Matt Coburn have?

I have led AI teams in three different shapes: as VP of Data Science at WorkFusion I led ~15 data scientists shipping compliance AI for major financial institutions; as Founder & CEO of Tangible Intelligence I built an 8-person engineering and data science team and took the company to SOC 2-certified deployments with Fortune 100 clients; and as Founding Engineer & Tech Lead at Aristotle I hired and led 4 engineers while establishing CI/CD, code review standards, release gates, and observability practices.

Which regulated industries has Matt Coburn shipped AI into?

Financial services — I shipped KYC/AML transaction monitoring, risk scoring, and screening systems at WorkFusion, plus an analytics platform at M Science (a Jefferies subsidiary) serving BlackRock, Two Sigma, and Citadel. Mortgage and real estate — I started my career originating mortgages at Wells Fargo, then built document AI for mortgage-backed-securities clients Fannie Mae and Freddie Mac. Automotive — I ship agentic AI in production at 2 of the top 3 global automakers via Aristotle. My deployments run under SOC 2 certification and strict governance and explainability requirements.

What is Matt Coburn's technical expertise?

I build Agentic AI as explicit state machines with boundary validation and human-in-the-loop controls; document intelligence and structured extraction with click-to-source provenance; compliance screening (KYC/AML, risk scoring); Hybrid Retrieval Systems combining BM25 and dense retrieval tuned on Precision@K / Recall@K; RAG Architectures; and AI governance with evaluation frameworks as release gates. My hands-on stack includes Python, SQL, TypeScript, PyTorch, HuggingFace, FastAPI, Pydantic, PostgreSQL, Docker, Kubernetes, and AWS.

What measurable results has Matt Coburn delivered?

I generated ~$2M in enterprise revenue as founder of Tangible Intelligence, serving Fortune 100 clients including MasterCard, Fannie Mae, and Freddie Mac — ~$900K of it from SafeScan, a standalone compliance-screening product. I delivered ~35% improvement in detection outcomes on compliance AI at WorkFusion and ~240% ROI improvement on targeted segments of $200M+ in annual advertising spend at Expedia Group (Hotels.com). I also ship agentic AI running in production at 2 of the top 3 global automakers.

Is Matt Coburn available, and how can he be reached?

Yes — I am open to senior AI leadership roles as well as hands-on founding and forward-deployed engineering roles, in regulated, data-heavy domains where AI has to hold up in production. I am based in Dallas, TX and reachable at me@mattgpt.ai; you can also ask MattGPT (mattgpt.ai), an AI assistant trained on my work and writing.